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Its valentines day – everywhere is full of hearts and flowers and couples who are all loved up.  And its lovely because it makes us think about what really matters in our life.  Things tend to be a […]

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Survival plans? Hmmm.  I’m not talking about what happens if a fire breaks out and you need to exit the building.  I’m talking about those very core things that get you through your week. Survival planning in an […]